Fee

Amount

Frequency

Description

Late Payment Fee

The greater of 10% of monthly past due amount or $10.00.

Per occurrence

If  payment is 11 or more days late, You will be charged 10% of the principal and interest due, but not less than $10.00.

ACH Return or

Check Refund Fee

$29

Per occurrence

We will charge this fee if bank transfers (ACH) or checks are returned or fail due to insufficient funds in your account or for any other reason. Each attempt to collect a payment is considered a separate transaction, so an unsuccessful payment fee will be assessed for each failed attempt. The bank that holds your designated account may assess its own fee in addition to the fee we assess.